This is one of the two USAA reward credit card offered by USAA. The card offers cash rewards in addition to the benefits and features USAA is known to provide for their members.
About USAA Reward Credit Card
Like most of the USAA reward credit cards, the card comes with no annual fees, foreign transaction fees and over-the-credit limit fees. It also comes with late or returned payment fees of up to $35.
This card is good for anyone with a good credit score. With USAA® Preferred Cash Rewards Visa Signature® Card, you will earn 1.5% cash back on all purchase. the card provides you with the opportunity to earn unlimited cash back that do not expire and you can redeem them at any time.
However, anyone with a low credit score may find it challenging using this credit card. USAA® Preferred Cash Rewards Visa Signature® Card has a high maximum APR which makes carrying balance risky. Also, there no signup bonuses attached, so holders will have to wait to get a good amount of cash.
This article will put you through on the details of this card and how you can apply for it
Benefits of USAA® Preferred Cash Rewards Visa Signature® Card
The benefits of USAA® Preferred Cash Rewards Visa Signature® Card are:
- Earn .5% cash back on all purchases
- The cash back you can earn are unlimited and they don’t expire
- You can also earn an extra reward on purchases when you shop online through USAA’s member shop
- The card has no annual and foreign transactions fees
- It has no over-the-credit limit fees
- The card can be accepted anywhere Visa is accepted
- Enjoy other USAA card holder features like car rental insurance, price protection, travel and baggage assistance service, extended warranty, identity theft protection and many more.
USAA Reward Credit Card fees and charges
- Annual fees: $0
- Foreign transaction fees : 0%
- Annual fees: $0
- Balance transfer and cash advance fees : 3%
- Penalty APR: $0
- APR: a variable of 14.15% – 28.15% variable
Requirement for application
- You must be a member of USAA
- You must be at least 18 years of age to apply
- Every Applicant must be a citizen of the united states
- You must have a valid SSN, email address and a mobile phone number
How to apply for USAA® Preferred Cash Rewards Visa Signature® Card
- On any browser of your choice log on to USAA credit card page at https://www.USAA.com/
- Click on the “get started” button under USAA® Preferred Cash Rewards Visa Signature® Card picture. You will be asked to log in to continue the application.
- Log in with your USAA id and password. If you don’t have any or you are not a member of USAA click on the “join online” button and fill the USAA membership form.
- Once you are logged in, fill the form with the requirements and submit it. USAA will mail your card to you once it gets approved.
How to contact USAA customer service
Visit the contact and support section of USAA Reward Credit Card to contact them or you can call them through 210-531-USAA (8722) or 800-531-USAA.