Discoverit credit card offered by Discover have been discussed on this page. Follow the steps outlined here to start and complete your card application and get approved in no time at all.
DiscoverIt Credit card Sign Up Tips
All you need to apply for discover it credit card is a valid email address and your account information. Before we go straight to the steps to apply for Discover it cards, see below types of Discover it card to opt for.
Types of cards issued by Discover
There are eight types of cards offered by Discover. They are:
- Discover cash back card:
- This type of card has 0% introductory APR on purchases and balance transfer made within the first 14 months of card issuance. After then a standard rate of 14.24%-25.24% will be applied for variable purchases and up to 5% fee on balance transfers
- The card also gives 5% cash back on purchases made at different places in each quarter of the year and an extra 1% cash back bonuses on other purchases. And at the end of your first year, discover will automatically match up all your cash back bonuses
- Discover travel card.
- This card features and bonuses are similar to the cash back card, The only difference is that you will earn unlimited 1.5x miles for every dollar you spend on purchases which range from online shopping to airfare to hotels and groceries
- Discover gas & restaurant card: The card is similar to the cash back and travel card. The bonuses in this card include:
- 2% cash back bonuses purchases at gas stations and restaurants on up to $1000 and an extra unlimited 1% cash back on other purchase which will be added automatically.
- 0% introductory annual fee on purchases and balance transfers for the first 14 months of card issuance. Before a standard rate of 14.24%-25.24% applies on variable purchases and up to 5% on other balance transfers.
- Discover secure card. The features and benefit of this card includes
- Same cash back bonuses as that of Discover Gas and Restaurant card
- A standard variable annual rate of 25.24%.
- Discover student cash back: the feature and bonuses of this card include:
- 5% cash back bonuses plus the automatic unlimited 1% cash back bonuses on other purchases and cash back match at the end of your first year.
- An introductory annual rate of 0$ for 6 months on purchases only, afterwards a standard rate of 15.24% – 24.24% on variable purchases will apply.
- A $20 statement credit bonuses for every year a student has a GPA of 3.0 or higher for up to the next 5 years
- Discover student Card:
- This card is similar to the student cash back. The only difference is that you will get a 2% cash back bonus on purchases up to $1000 dollars each quarter at a gas station and restaurants
- Discover NHL card. This card has similar features and benefits like the gas and restaurant card. The difference is that NHL card gives you the opportunity to save up to 10% when you shop at shop.NHL.com with the code ITPAYS
- Discover business card. The features and benefits of this card include:
- Unlimited 1.5% cash back on every dollar spent on purchases and a cashback match at the end of your first year
- A 0% introductory annual rate on purchases for 12 months only before a rate of 15.24%-23.24% applies
There are so many benefits and rewards you can get with Discover It credit card. We will be putting you through the benefits, reward, and how you can apply for the credit card in this article.
How to Apply for Discoverit Credit Card
- Log on to discover.com on any browser of your choice
- Hover your mouse on the “credit cards“ section under the login in form of the home page
- Select “all cards” to see all the cards available
- Browse through the list of the cards. Once you’ve located the card you want to apply for click on the orange “apply” button. This opens up the card application page
- In the next page select a card design and fill the application form with details like your name, contact information and your financial details (you may have to click on the next button to see all the stages in the form.
Benefits of Discover It Credit card
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases — automatically.
Contact Discoverit Credit card Customer Care
For more info, you can contact discoverit credit card customer care centre number at 1-800-DISCOVER (us only) and 1-801-902-3100 (outside us) or you can also visit the help centre page of Discover website to contact them.